Buford Workers’ Compensation Lawyers

Workers’ comp exists to provide you with certain benefits if you get hurt on the job or develop a work-related illness. In Georgia, most employers with 3 or more employees (not counting independent contractors) are required to have workers’ comp insurance.

One thing that’s so great about workers’ comp is that you don’t have to prove your boss did anything wrong to get benefits.

You only need to prove that your injury or condition was caused by your job. This often makes it much easier and quicker for workers to get the benefits they need to recover.

If your claim is approved, it should cover your medical care and a portion of your lost wages (typically two-thirds) while you’re unable to work.

Unfortunately, it’s not uncommon for insurers to wrongfully deny workers’ comp claims, especially for occupational diseases that occur over time, like arthritis, asthma, lead poisoning, and vision loss.

If you live in Buford and are having trouble getting workers’ comp benefits or are being offered an unfair settlement that won’t cover your long-term costs, talk to a local Georgia work injury attorney about your rights and legal options.

Not exactly. While you won’t receive your full paycheck while on workers’ comp, you should get about two-thirds of your average weekly wage if you are unable to work during your recovery.

However, Georgia also has a cap on how much you can receive. As of July 1, 2023, the maximum amount of wage loss benefits (also known as indemnity benefits) is $800 per week in Georgia.

The good news is that workers’ comp payments aren’t taxed, so your take-home pay may not be that far off from your usual paycheck. Plus, all authorized medical care related to your injury—like doctor visits, prescriptions, surgery, and physical therapy—is fully covered, with no copays or out-of-pocket costs.

If you’ve been injured on the job in Buford, it’s essential that you take the required steps to report your injury and file an accident at work claim. Even small delays or missed steps can make it harder to get the benefits you need. Here’s what to do:

1. Get medical attention. If it’s an emergency, head to the nearest hospital. Otherwise, you’ll need to see a doctor from your employer’s list of approved providers. Don’t forget to tell the doctor that your injury happened at work, as this documentation is crucial for your workers’ comp claim.
2. Report the injury to your employer. You typically have 30 days to notify your employer of your injury or the discovery of your occupational disease. However, it’s best to do it as soon as possible—and in writing if you can. Also, keep a copy for your own records just in case.
3. File a claim with the state. To officially start your claim, you need to fill out and submit Form WC-14 to the Georgia State Board of Workers’ Compensation. You have up to 1 year from the date of your injury or diagnosis of your work-related disease to do this.
4. Stick to your treatment plan. Attend all doctor appointments and follow medical instructions given by your physician or therapist. Skipping care or ignoring restrictions could give the insurance company a reason to reduce or stop your benefits.

If things get complicated and you’re having trouble getting the benefits you’re owed, Gerber & Elkins is here to help. Our Buford workers’ compensation attorneys can guide you through the process and ensure you’re treated fairly.